Blog
10 Local Spots to Celebrate Small Business Saturday in Littleton & Denver
Colorado’s small businesses are the heartbeat of our communities - fueling creativity, connection, and that one-of-a-kind local charm you won’t find anywhere else. This Small Business Saturday (November 29), we’re highlighting some of our favorite local gems that make...
What Homeowners Insurance Really Covers and What Many People Miss
“Why does my neighbor pay less for homeowners insurance than I do?” It’s one of the most common questions we hear and the truth is, homeowners insurance isn’t one-size-fits-all. From roof age to labor costs and even neighborhood factors, there’s a lot that goes into...
Why Business Income Coverage is the Safety Net Every Colorado Business Needs
Could your business afford to pay employees if disaster struck tomorrow? When a fire, burst pipe, or other covered event shuts down your operations, the bills don’t stop coming. Rent, payroll, and loan payments keep running even when your doors are closed. That’s...
Best Haunted Houses in Denver to Visit This October
Looking for thrills and chills this Halloween? Whether you’re a horror fan or just looking for a festive night out, Denver is home to some of the most spine-tingling haunted houses in the country. From immersive horror experiences to family-friendly scares, there’s...
Winter-Proofing Your Home: What Insurance Covers and What It Doesn’t
Is your home ready for the Colorado winter? When the snow starts falling and temperatures drop below freezing, your home becomes vulnerable to a wide range of seasonal hazards. But before you assume you’re covered, it’s important to understand what your homeowners...
Why Cyber Protection Is a Business Essential Not a Bonus
Could a cyber slip-up leave your business unprotected? Most business owners wouldn’t dream of skipping out on fire alarms or liability coverage but when it comes to cybersecurity, the risks are often overlooked. In today’s digital landscape, cyber threats are growing...
Best Colorado Hikes for Leaf Peeping Season
Where to See Stunning Fall Foliage This Year When the air gets crisp and the aspens turn gold, there’s no better way to soak in the beauty of a Colorado fall than by hitting the trails. Whether you’re looking for a weekend drive or a challenging hike, the state is...
How Renovations Affect Home Insurance Premiums
Here’s What Every Homeowner Should Know Before Starting a Project Home improvement projects are exciting—but did you know they can directly affect your homeowners' insurance premiums? Some upgrades reduce your risk and earn you discounts. Others add value or...
General Liability vs. Professional Liability: Which One Do You Need?
When you’re running a business, protecting it from risk is non-negotiable. But the type of coverage you need depends heavily on what your business does—and how it interacts with customers, clients, or patients. Two of the most commonly confused types of commercial...
Best Ice Cream Shops in Denver for a Sweet Summer
Sunshine, warm evenings, and a scoop of something sweet—Colorado summers are perfect for indulging in local ice cream. Whether you’re looking for classic flavors, Instagram-worthy creations, or dairy-free delights, Denver’s ice cream scene does not disappoint. Here...
Update Your Business Insurance: What Colorado Owners Should Know
Running a business in Colorado isn’t just about keeping the doors open—it’s about protecting what you’ve built. But as your business grows (and as insurance carriers update policies), the coverage you started with might not be enough anymore. If you’ve been with the...
7 Ways Colorado Homeowners Can Save on Their Insurance Premiums
A practical guide to protecting your home—and your wallet. Home insurance premiums in Colorado have been on the rise, driven by factors like increased wildfire risk, extreme weather, and higher construction costs. For homeowners, this means a growing need to be...
Why Grand Junction Homeowners Choose Mitchell Insurance Group
Choosing the right insurance isn’t just about finding the lowest rate—it’s about getting protection that gives you peace of mind when you need it most. If you’re in Grand Junction or anywhere on the Western Slope, here’s how we help make insurance simple, personal,...
Best Breweries in Denver for a Summer Hangout
Sunshine, cold beer, and good vibes — that’s what Colorado summers are made for. Whether you’re chasing down food trucks, looking for a dog-friendly patio, or just craving a crisp local brew after a long day, Denver has no shortage of spots to enjoy summer the way it...
Colorado Commercial Insurance Guide for Small Businesses
Insights, real stories, and lessons learned from the frontlines of protecting local businesses. At The Mitchell Insurance Group, we don’t just sell policies—we walk alongside Colorado’s small business owners every step of the way. From mom-and-pop shops to new...
Nursing Background Inspires My Insurance Career
When people ask how I got into insurance, the answer usually surprises them. I didn’t grow up thinking I’d one day work in this industry, but I’ve always known I wanted to care for people. My journey started in healthcare, where I spent years supporting patients and...
12 Must-Visit Farmers Markets in Colorado This Summer
There’s no better way to spend a sunny summer morning than strolling through a local farmers' market. With June marking both National Great Outdoors Month and the peak of market season, it’s the perfect time to explore what Colorado’s farmers and makers have to offer....
Why Workers’ Compensation Coverage Needs a Mid-Year Check
Contractors, seasonal businesses, and growing teams—here’s why June is the perfect time to reassess your coverage. When summer hits, many Colorado businesses shift into high gear. For contractors, landscapers, HVAC professionals, and other seasonal industries, that...
5 Lessons from 5 Years as a Small Business in Littleton
By Chris Mitchell, Founder of The Mitchell Insurance Group From Country Clubs to Coverage Launching my own insurance agency wasn’t part of the original plan. At the time, I was working in the restaurant industry at a country club, realizing more and more that it...
Fifth Wheel Camper Insurance: What RVers Need to Know
If you’re gearing up for another season in your fifth wheel camper, trailer, or RV, it’s time to start thinking about dewinterizing your rig and making sure your RV insurance is dialed in. At The Mitchell Insurance Group, we’re not just insurance professionals—we’re...
The Best Patio Restaurants and Breweries in Littleton, CO
As the weather warms up in Colorado, patio season is officially here, and Littleton has no shortage of great spots to soak up the sun. Whether you're looking for brunch with friends, a family-friendly lunch, or an evening pint with a view, this list covers some of the...
Hail Season is Coming – Are You Covered?
Spring is here, but hail season is right around the corner here in Colorado. While we all love watching a good thunderstorm roll through, no one loves the surprise of hail damage to their roof, car, or RV. Now’s the time to check your insurance coverage—before the...
Easter Egg Hunts in the Greater Denver Area – Spring 2025 Local Guide
Spring is blooming, and Easter is just around the corner! Whether you're searching for colorful eggs, snapping a photo with the Easter Bunny, or just enjoying a day outside with your family, we’ve rounded up the best Easter Egg Hunts across our local communities. From...
Under the Hood: Corey & Devin Swift on Running a Successful Auto Shop & Managing Risk
When it comes to running an auto shop, there’s more to success than just fixing cars. It’s about adapting to industry changes, managing risks, and ensuring that your business is protected against the unexpected. We sat down with Corey Swift, owner of Swift Automotive,...
Foodie Goldmine: 15 Incredible Hidden Restaurants in South Denver
If you love uncovering hidden culinary treasures like we do at The Mitchell Insurance Group, you’re in for a treat! The South Denver suburbs—Littleton, Highlands Ranch, Castle Rock, Englewood, and Lakewood—are home to incredible restaurants that might not yet be on...
Why Bundling Insurance Saves You More in the Long Run
When shopping for insurance, it's easy to focus on price. Many people are drawn to the lowest premium, assuming all policies are the same. But here’s the truth: cheap insurance can cost you more in the long run. The real value of insurance isn’t about how much you pay...
Why Working with an Insurance Broker or Independent Agent is the Best Choice for Your Coverage Needs
What is an Insurance Broker or Independent Agent? An insurance broker or independent agent is a licensed professional who helps clients find the right insurance coverage by shopping multiple insurance carriers. Unlike captive agents, who work exclusively for one...
Essential Insurance Coverage Every Auto Mechanic Shop Needs to Protect Their Business
How Swift Automotive Found the Right Insurance Coverage—and Saved Money Along the Way When Corey Swift, the owner of Swift Automotive, reached out to us at The Mitchell Insurance Group, he was seeking better insurance for his growing auto repair shop. What he didn’t...
15 Fun & Cheap Things to Do in Colorado This Winter
Winter in Colorado is magical, but when the cold weather keeps you indoors too long, cabin fever can hit hard! If you’re looking for fun ways to get out of the house, here’s a list of great family-friendly activities, including both free and budget-friendly options....
Tips for New Home Buyers: Navigating Insurance
Buying a home is an exciting milestone, but it comes with important considerations to protect your investment. Insurance is one of the most critical aspects to address. Below are concise tips, common mistakes to avoid, and key questions to ask when buying your home:...
9 Favorite Best Sledding Hills in and Around Denver, CO
Winter in Denver, Colorado, offers countless opportunities to enjoy the outdoors, and sledding is a favorite pastime for both locals and visitors. With its snowy winters and varied terrain, the Denver area is packed with fantastic sledding hills that cater to...
Understanding Colorado Life Insurance: Finding the Right Policy for You
Life insurance is more than a policy; it’s a plan for your loved ones’ future. Whether your goal is to pay off a mortgage, fund your children’s education, or provide financial support for your spouse, finding the right type and amount of coverage is essential. At The...
Safeguard Your Assisted Living Facility with the Right Insurance
Running an assisted living facility isn’t just a business—it’s a mission. You provide residents with care, safety, and dignity during some of the most vulnerable times of their lives. But while you focus on supporting them, who’s protecting you? At The Mitchell...
Discovering the Magic: A Tour of the Best Holiday Lights in Our Local Neighborhoods
As the holiday season unfolds, our neighborhoods transform into enchanting realms of twinkling lights and festive cheer. There's something truly magical about the glow of holiday lights, isn't there? In this post, we'll journey through some of the most spectacular...
Insurance 101: Coverage for Catastrophic Losses, Not Maintenance – Understanding ACV vs. RCV for Your Roof
Homeowner's insurance is a vital safeguard for major losses, covering catastrophic events ratherthan everyday wear and tear. Understanding this distinction can help prevent misunderstandings and ensure your policy serves its intended purpose. What’s Covered vs. What’s...
Understanding Forced Placed Insurance and How We Can Help
If you've missed a payment on your homeowner's insurance or let your policy lapse, you might encounter "forced placed insurance." This policy is one your lender imposes if your coverage lapses, and while it protects the lender’s investment, it may leave your personal...
10 Essential Tips to Winterize Your Trailer
Winter can bring a variety of risks for trailers, RVs, boats, and other recreational vehicles, including: Freezing and water damage Rodent infestations Snow load and roof collapse Wind and storm damage Theft and vandalism Mold and mildew growth Battery damage Proper...
Why Colorado Homeowners Need to Consider Flood Insurance
Floods can happen almost anywhere, and recent events like the devastating floods in the Smoky Mountains serve as a sobering reminder of how unpredictable and damaging floodwaters can be. Did you know that your homeowners or landlord policy typically does not cover...
UMMM… What’s UM Coverage? Why Uninsured Motorist Protection Matters in Colorado
Ever heard of "UMMM" coverage? Well, it's not quite as tasty as it sounds, but UM (Uninsured Motorist) coverage is a crucial part of your auto insurance policy. And it’s something you might want to think twice about if you drive in Colorado, where 16.3% of drivers...
Protect Your Jewelry Without Risking Your Home Insurance: Understanding Jewelry Coverage Options
Your homeowners insurance policy, even with additional jewelry endorsements, may provide some coverage for valuable items like jewelry. However, filing a claim for lost, stolen, or damaged jewelry could lead to long-term consequences, like increased insurance premiums...
Tips to Prepare Your Home and Auto in the Fall
As the seasons change, it’s important to get your home ready for cooler weather. These 10 tips will help you ensure your home is safe, warm, and energy-efficient as fall sets in. Inspect Your Roof and GuttersClear leaves and debris from gutters and downspouts to...
Protecting Your Assets: The Growing Impact of Colorado\’s Climate Disasters on Insurance Costs
Imagine this: you’ve just weathered a Colorado hailstorm, and your roof has taken a serious beating. The good news is, you’re covered—or are you? You reach for your insurance policy, but it turns out that the protection you thought you had isn’t quite as comprehensive...
Benefits of Working with The Mitchell Insurance Group
Our Mission: Your Confidence and Protection At The Mitchell Insurance Group, our mission is to empower clients with the knowledge and confidence to make informed insurance decisions. We are committed to integrity, advocacy, and exceptional customer service,...
Understanding the Rising Wind and Hail Deductibles
As we approach renewal season, it's important to be aware of a growing trend in the insurance industry: the increase in wind and hail deductible minimums. You may notice that your deductible for these specific types of claims has gone up, and we want to ensure you\'re...
Debunking the Myth of ‘Full Coverage’: What You’re Really Getting in Your Auto Insurance
What is "Full Coverage", Really? When people ask for "full coverage" auto insurance, they often think it means their car is covered for anything and everything. But the term "full coverage" is more of a common phrase than a specific insurance product. Understanding...
All Quotes Are Not Created Equal: The Hidden Dangers of Cutting Coverage to Save Money
In today's fast-paced world, it’s tempting to prioritize savings over everything else. When it comes to insurance, many people fall into the trap of hunting for the lowest quote without considering what they might be sacrificing in the process. While it’s important to...
Managing Escrow: Tips for Homeowners and Homebuyers
If you’re a homeowner, homebuyer, or anyone with a mortgage that escrows—this blog is for you! Have you noticed a change in your monthly mortgage payments? 1️⃣ Did you know that property taxes and insurance can significantly affect your mortgage payments? 2️⃣ Property...
Why Notifying Your Insurance Company About Your New Roof Matters
If you've recently invested in a new roof for your home, congratulations! Not only does it enhance the curb appeal and value of your property, but it also plays a crucial role in protecting your home from various weather elements. However, there's one essential step...
Demystifying Auto Insurance: Understanding Your Policy
Auto insurance is a crucial aspect of responsible vehicle ownership, it provides financial protection in the event of accidents. However, navigating through the complexities of auto insurance policies can be daunting. In this guide, we’ll break down the essential...
Insurance Rates: Understanding Factors That Influence Carriers Prices
Insurance rates can often seem mysterious, fluctuating seemingly at random. However, behind these fluctuations lie a set of factors that insurers analyze to determine the premiums you pay. Understanding these factors can demystify the process and help you make more...
Understanding the Factors Behind Rising Insurance Rates
In today's world, it seems like insurance rates are constantly on the rise, leaving many policyholders puzzled and frustrated. But have you ever wondered why this is happening? Contrary to what some may believe, it's not solely the work of insurance brokers. Insurance...
Understanding the Importance of Loss Assessment Coverage
Loss assessment coverage is a crucial component of homeowners and condominium insurance policies that often goes unnoticed until it's needed. In this blog post, we'll delve into what loss assessment coverage is, when it is used, and why it's an essential safeguard for...
The Hidden Risks of Relying Solely on Employer-Sponsored Life Insurance
Life insurance is a critical component of financial planning, offering peace of mind and security for your loved ones in the event of your untimely passing. While many employers offer life insurance as part of their benefits package, relying solely on this coverage...
