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The Mitchell Insurance Group – home insurance, auto insurance, business insurance, life insurance and specialty insurance

The Mitchell Insurance Group - home insurance, auto insurance, business insurance, life insurance and specialty insurance

home insurance, auto insurance, business insurance, life insurance and specialty insurance

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Fifth Wheel Camper Insurance: What RVers Need to Know

Fifth_Wheel_Camper_Insurance

If you’re gearing up for another season in your fifth wheel camper, trailer, or RV, it’s time to start thinking about dewinterizing your rig and making sure your RV insurance is dialed in.

At The Mitchell Insurance Group, we’re not just insurance professionals—we’re fifth wheel owners ourselves. We know the thrill of getting your rig road-ready, and we know the risks that come with life on the road. That’s why we specialize in helping you protect your toys with coverage that fits how you travel.

Why Fifth Wheel Camper Insurance Is Different

Insuring a fifth wheel camper isn’t the same as insuring a car or a home—it’s both. These rigs need a policy that can cover:

  • Comprehensive and collision coverage for towing and parked damage
  • Personal property coverage inside the camper
  • Full-timer or vacation liability, depending on how you use your rig
  • Towing and roadside assistance in case you’re stranded
  • Coverage for hail, wind, theft, and vandalism
  • Pest and vermin coverage to protect against unwanted critters

We also insure travel trailers, campers, UTVs, boats, and golf carts, so your entire adventure setup is protected from top to bottom.

Dewinterizing Your Rig: A Full Pre-Season Safety Checklist

Before your first big trip of the year, give your rig the care it needs to stay safe and reliable on the road. Dewinterizing isn’t just about flushing the lines—it’s about checking all systems for roadworthiness. Here’s our go-to checklist:

  • Flush and sanitize freshwater lines
  • Replace water filters and test the water pump
  • Charge and test batteries
  • Check propane gas lines, carbon monoxide and smoke detectors, and fire extinguishers
  • Replace propane tanks if they have expired or are corroded
  • Check tire pressure, tread depth, and look for dry rot
  • Inspect shocks and repack RV wheel bearings
  • Look underneath for underbelly cracks or insulation damage
  • Inspect roof seals, window caulking, and slide-out gaskets

Want a more in-depth walk-through? We love the team over at Keep Your Daydream—their dewinterizing guide is a great place to start: https://www.keepyourdaydream.com/dewinterize/

Don’t Forget Your Go-To RV Tech

Having a trusted RV tech on standby is just as important as insurance. We personally use—and highly recommend—Jeff Krage with RVantage. Whether it’s seasonal maintenance or emergency repairs, he knows rigs inside and out.

Check out RVantage here → https://www.rvantagerv.com/

Get Covered Before You Roll Out

Whether you’re a weekend warrior or a full-time RVer, protecting your fifth wheel camper with the right insurance makes all the difference. At The Mitchell Insurance Group, we take the time to understand how you use your rig and make sure your policy fits your lifestyle.

Let’s make sure your fifth wheel camper insurance is ready before your next trip.

Get in touch with us today → 720-807-9212

Ready to get your fifth wheel or RV insured the right way?

Click here to learn more and request a quote for RV, trailer, and fifth wheel insurance from The Mitchell Insurance Group.

Let’s make sure your rig is protected—on and off the road.

Category: Trailer RVTag: camper insurance, Colorado RV insurance, dewinterizing checklist, fifth wheel insurance, full-time RV coverage, RV insurance, RV maintenance, RV safety tips, trailer insurance, travel trailer insurance

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Contact Us

6638 West Ottawa Ave Suite 115
Littleton, CO 80123

Office:  720-807-9212
Email: insurance@migcolorado.com

Office Hours

Monday: 9 a.m. to 5 p.m.
Tuesday: 9 a.m. to 5 p.m.
Wednesday: 9 a.m. to 5 p.m.
Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 5 p.m.
Saturday: By Appointment Only
Sunday: Closed

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CONTACT US

6657 West Ottawa Ave Suite A10
Littleton, CO 80128

Office:  720-807-9212
Email: insurance@migcolorado.com

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