Insights, real stories, and lessons learned from the frontlines of protecting local businesses.
At The Mitchell Insurance Group, we don’t just sell policies—we walk alongside Colorado’s small business owners every step of the way. From mom-and-pop shops to new breweries and niche service providers, we’ve seen firsthand how tailored insurance can make or break a business during unexpected moments.
Here’s what Chris Mitchell, co-owner of Mitchell Insurance Group, has learned after working closely with dozens of small businesses across the Front Range.
1. Small business owners wear too many hats, and insurance shouldn’t be one of them.
“Most of the people we talk to are already overwhelmed. They’re focused on payroll, managing inventory, hiring, and compliance. They just want someone to tell them what they need and why,” Chris shared in a recent team meeting.
We believe your insurance coverage shouldn’t be another source of stress. That’s why we take time to understand your unique risks—whether you run a coffee shop, a contractor crew, or a retail storefront.
2. “The state says I need workers’ comp—but what does that really mean for me?”
Many business owners think of insurance only in terms of compliance. But real protection goes deeper.
Chris shared a story about a client who owns a small construction company:
“They thought workers’ comp was just a box to check. But when one of their guys broke a leg on-site, the claim process—and what it didn’t cover—really opened their eyes. Now they do regular policy reviews with us.”
This is why we walk our clients through not just what coverage they need, but how it works when it matters most.
3. Cyber insurance isn’t just for tech companies.
Chris noted that many small businesses assume cyber threats don’t apply to them:
“If you store customer info—credit cards, emails, even appointment logs—you’re a target. And some of the biggest breaches we’ve seen aren’t from big corporations. They’re from small local businesses that didn’t realize how exposed they were.”
We help clients assess whether they need cyber coverage and what level of protection fits their digital footprint.
4. You deserve a partner, not a pitch.
Chris emphasized:
“We’re not here to sell you something you don’t need. We’re here to help you run your business with fewer surprises. That means telling you when your policy is overkill—or when you’re missing something big.”
At Mitchell, that means annual check-ins, claims support, and real conversations—not just paperwork.
Real Support for Real Businesses
Whether you’re just starting up or scaling to your next location, we’re here to help you make confident insurance decisions without the jargon or runaround.
Want to see what coverage looks like for your industry?
Explore our commercial insurance services: https://www.migcolorado.com/denver-commercial-insurance/
Ready to Talk About Your Business Coverage?
Whether you’re just starting out or reassessing your current coverage, we’re here to help. Let’s build a plan that protects your people, your property, and your long-term goals. Schedule a call with us today to get started.
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