Let Sola Be Your Solution
Built to be your most affordable and reliable insurance, Sola’s policy helps cover your home insurance’s wind/hail deductible and related out-of-pocket costs. We use National Weather Service data to identify and pay wind/hail claims, eliminating the need for adjusters, simplifying the claims process, and reducing costs for you.
A Payout for You: Use your claim payout for repairs, deductibles, or any other expenses.
Quick Simple Claims: Skip the paperwork and adjusters. Get quick, hassle-free results.
Reinsured & Secure: Policies are backed by an A-rated reinsurer out of Lloyd’s of London.
High Deductibles?
Sola helps offset higher wind/hail deductible costs by matching your coverage to your home policy.
Depreciated Roof?
Sola helps cover your roof in case of wind/hail damage, filling the gap left by roof depreciation.
Increased Premiums?
Lower your premiums by raising your wind/hail deductible without losing protection.
How it works
The Deductible Strategy
Recommend increasing the homeowner’s wind/hail deductible (for example, from 1% to 2%) to generate premium savings. Apply those savings to a Sola policy. In many cases, this improves coverage and reduces total cost
The “Protect Your Claims History” Strategy
Sola claims are not reported to CLUE, will not affect premiums, and will not impact eligibility at renewal. This is ideal for clients trying to avoid a negative claims history.
The “Quick Relief” Strategy
Sola offers fast, fixed payments without months of adjuster delays, inspections, or depreciation issues.
The “Gap Filler” Strategy
Perfect for customers with ACV roof coverage, a depreciated roof, scheduled roof payouts, high deductibles, exclusions, or partial coverage. Sola fills the financial gap.
The “Protection Against High Wind/Hail Deductible Strategy
If a homeowner’s wind/hail deductible is calculated as a percentage of their home’s value, you can offer Sola as an option to cover the large deductible they’d otherwise be responsible for during a wind or hail event.
What Properties and Structures Sola Covers
- Residential
- Commercial
- Short-term rentals
- Long-term rentals
- Vacant properties
- Farms
- HOAs
- Apartments
- Churches
- Retirement homes
- Tiny homes
- Manufactured homes
